Chapter 1 Preview

Managing Money:
A Journey We All Take

What you will learn from this chapter:

  • You’re not alone in your money struggles. It starts with knowing.
  • Bad money habits and the consequences of your poor money decisions
  • The influences behind your attitude towards money
  • The key areas of financial health

Why do we need to learn about personal finance?

Picture this: a study showed that 7 in 10 Filipinos struggle with paying their utang. Another study done during the pandemic revealed that half of Filipino households surveyed can only cover the necessary expenses for only 2 weeks if they lose their income.

These are some of the consequences of not knowing about personal finance. The money struggle is real. So, it is important to understand the problem, and be aware of what actions to take.

In this chapter, you will learn about the Filipinos’ bad money habits. You will also discover that everything you know about money starts at home. With this knowledge, you can now get better with money.



We’ll let you in on a little secret: Financial wellness knows no age, gender, or earning capacity. It’s not only for those who are doing well financially, and it doesn’t have to be a once-in-a-lifetime chance. Just as anyone can start, anyone can also start over.

Moneybility, Chapter 1

Here are some bad money habits of Filipinos

Check more bad money habits of Filipinos when you download the e-book.

To read the whole chapter, download the e-book here

This edition contains Chapters 1 to 7.
More chapters will be released in the coming months.

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